Weighted average lending rates and deposit rates of scheduled commercial banks by bank group and by occupation, each year (discontinued), base RBI DBIE report 735
222 series, annual, 2005 to 2014. Published by Reserve Bank of India (via DBIE).
What the file holds
Weighted average lending rates and deposit rates of scheduled commercial banks by bank group and by occupation, each year (discontinued).
RBI DBIE report 735 (data provider DP0), read from the local Data Bank mirror, as published.
Revisions: Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.
Missing values are left empty, never zero. Every series with its latest value and trend, in the guide to bank credit and money.
The series
| Series | Published values | Values |
|---|---|---|
| 3. Electricity, Gas and Water, all scheduled commercial banks | 2005 to 2014 | 10 |
| 3. Electricity, Gas and Water, foreign banks | 2005 to 2014 | 10 |
| 3. Electricity, Gas and Water, nationalised banks | 2005 to 2014 | 10 |
| 3. Electricity, Gas and Water, new private banks | 2009 to 2012 | 4 |
| 3. Electricity, Gas and Water, old private banks | 2009 to 2012 | 4 |
| 3. Electricity, Gas and Water, other scheduled banks | 2005 to 2007 | 3 |
| 3. Electricity, Gas and Water, private sector banks | 2008 to 2014 | 7 |
| 3. Electricity, Gas and Water, public sector banks | 2008 to 2014 | 7 |
| 3. Electricity, Gas and Water, regional rural banks | 2005 to 2014 | 10 |
| 3. Electricity, Gas and Water, SBI | 2005 to 2014 | 10 |
| Agriculture, all scheduled commercial banks | 2005 to 2014 | 10 |
| Agriculture, foreign banks | 2005 to 2014 | 10 |
| Agriculture, nationalised banks | 2005 to 2014 | 10 |
| Agriculture, new private banks | 2009 to 2012 | 4 |
| Agriculture, old private banks | 2009 to 2012 | 4 |
| Agriculture, other scheduled banks | 2005 to 2007 | 3 |
| Agriculture, private sector banks | 2008 to 2014 | 7 |
| Agriculture, public sector banks | 2008 to 2014 | 7 |
| Agriculture, regional rural banks | 2005 to 2014 | 10 |
| Agriculture, SBI | 2005 to 2014 | 10 |
| All Others, all scheduled commercial banks | 2005 to 2014 | 10 |
| All Others, foreign banks | 2005 to 2014 | 10 |
| All Others, nationalised banks | 2005 to 2014 | 10 |
| All Others, new private banks | 2009 to 2012 | 4 |
| All Others, old private banks | 2009 to 2012 | 4 |
| All Others, other scheduled banks | 2005 to 2007 | 3 |
| All Others, private sector banks | 2008 to 2014 | 7 |
| All Others, public sector banks | 2008 to 2014 | 7 |
| All Others, regional rural banks | 2005 to 2014 | 10 |
| All Others, SBI | 2005 to 2014 | 10 |
| Artisans and Village Industries, all scheduled commercial banks | 2005 to 2006 | 2 |
| Artisans and Village Industries, foreign banks | 2005 to 2006 | 2 |
| Artisans and Village Industries, nationalised banks | 2005 to 2006 | 2 |
| Artisans and Village Industries, other scheduled banks | 2005 to 2006 | 2 |
| Artisans and Village Industries, regional rural banks | 2005 to 2006 | 2 |
| Artisans and Village Industries, SBI | 2005 to 2006 | 2 |
| Construction, all scheduled commercial banks | 2005 to 2014 | 10 |
| Construction, foreign banks | 2005 to 2014 | 10 |
| Construction, nationalised banks | 2005 to 2014 | 10 |
| Construction, new private banks | 2009 to 2012 | 4 |
| Construction, old private banks | 2009 to 2012 | 4 |
| Construction, other scheduled banks | 2005 to 2007 | 3 |
| Construction, private sector banks | 2008 to 2014 | 7 |
| Construction, public sector banks | 2008 to 2014 | 7 |
| Construction, regional rural banks | 2005 to 2014 | 10 |
| Construction, SBI | 2005 to 2014 | 10 |
| Direct Finance, all scheduled commercial banks | 2005 to 2014 | 10 |
| Direct Finance, foreign banks | 2005 to 2014 | 10 |
| Direct Finance, nationalised banks | 2005 to 2014 | 10 |
| Direct Finance, new private banks | 2009 to 2012 | 4 |
| Direct Finance, old private banks | 2009 to 2012 | 4 |
| Direct Finance, other scheduled banks | 2005 to 2007 | 3 |
| Direct Finance, private sector banks | 2008 to 2014 | 7 |
| Direct Finance, public sector banks | 2008 to 2014 | 7 |
| Direct Finance, regional rural banks | 2005 to 2014 | 10 |
| Direct Finance, SBI | 2005 to 2014 | 10 |
| Finance, all scheduled commercial banks | 2005 to 2014 | 10 |
| Finance, foreign banks | 2005 to 2014 | 10 |
| Finance, nationalised banks | 2005 to 2014 | 10 |
| Finance, new private banks | 2009 to 2012 | 4 |
| Finance, old private banks | 2009 to 2012 | 4 |
| Finance, other scheduled banks | 2005 to 2007 | 3 |
| Finance, private sector banks | 2008 to 2014 | 7 |
| Finance, public sector banks | 2008 to 2014 | 7 |
| Finance, regional rural banks | 2005 to 2014 | 10 |
| Finance, SBI | 2005 to 2014 | 10 |
| Indirect Finance, all scheduled commercial banks | 2005 to 2014 | 10 |
| Indirect Finance, foreign banks | 2005 to 2014 | 10 |
| Indirect Finance, nationalised banks | 2005 to 2014 | 10 |
| Indirect Finance, new private banks | 2009 to 2012 | 4 |
| Indirect Finance, old private banks | 2009 to 2012 | 4 |
| Indirect Finance, other scheduled banks | 2005 to 2007 | 3 |
| Indirect Finance, private sector banks | 2008 to 2014 | 7 |
| Indirect Finance, public sector banks | 2008 to 2014 | 7 |
| Indirect Finance, regional rural banks | 2005 to 2014 | 10 |
| Indirect Finance, SBI | 2005 to 2014 | 10 |
| Industry, all scheduled commercial banks | 2005 to 2014 | 10 |
| Industry, foreign banks | 2005 to 2014 | 10 |
| Industry, nationalised banks | 2005 to 2014 | 10 |
| Industry, new private banks | 2009 to 2012 | 4 |
| Industry, old private banks | 2009 to 2012 | 4 |
| Industry, other scheduled banks | 2005 to 2007 | 3 |
| Industry, private sector banks | 2008 to 2014 | 7 |
| Industry, public sector banks | 2008 to 2014 | 7 |
| Industry, regional rural banks | 2005 to 2014 | 10 |
| Industry, SBI | 2005 to 2014 | 10 |
| Loans for Housing, all scheduled commercial banks | 2005 to 2014 | 10 |
| Loans for Housing, foreign banks | 2005 to 2014 | 10 |
| Loans for Housing, nationalised banks | 2005 to 2014 | 10 |
| Loans for Housing, new private banks | 2009 to 2012 | 4 |
| Loans for Housing, old private banks | 2009 to 2012 | 4 |
| Loans for Housing, other scheduled banks | 2005 to 2007 | 3 |
| Loans for Housing, private sector banks | 2008 to 2014 | 7 |
| Loans for Housing, public sector banks | 2008 to 2014 | 7 |
| Loans for Housing, regional rural banks | 2005 to 2014 | 10 |
| Loans for Housing, SBI | 2005 to 2014 | 10 |
| Loans for Purchase of Consumer Durables, all scheduled commercial banks | 2005 to 2014 | 10 |
| Loans for Purchase of Consumer Durables, foreign banks | 2005 to 2014 | 10 |
| Loans for Purchase of Consumer Durables, nationalised banks | 2005 to 2014 | 10 |
| Loans for Purchase of Consumer Durables, new private banks | 2009 to 2012 | 4 |
| Loans for Purchase of Consumer Durables, old private banks | 2009 to 2012 | 4 |
| Loans for Purchase of Consumer Durables, other scheduled banks | 2005 to 2007 | 3 |
| Loans for Purchase of Consumer Durables, private sector banks | 2008 to 2014 | 7 |
| Loans for Purchase of Consumer Durables, public sector banks | 2008 to 2014 | 7 |
| Loans for Purchase of Consumer Durables, regional rural banks | 2005 to 2014 | 10 |
| Loans for Purchase of Consumer Durables, SBI | 2005 to 2014 | 10 |
| Manufacturing and Processing, all scheduled commercial banks | 2005 to 2014 | 10 |
| Manufacturing and Processing, foreign banks | 2005 to 2014 | 10 |
| Manufacturing and Processing, nationalised banks | 2005 to 2014 | 10 |
| Manufacturing and Processing, new private banks | 2009 to 2012 | 4 |
| Manufacturing and Processing, old private banks | 2009 to 2012 | 4 |
| Manufacturing and Processing, other scheduled banks | 2005 to 2007 | 3 |
| Manufacturing and Processing, private sector banks | 2008 to 2014 | 7 |
| Manufacturing and Processing, public sector banks | 2008 to 2014 | 7 |
| Manufacturing and Processing, regional rural banks | 2005 to 2014 | 10 |
| Manufacturing and Processing, SBI | 2005 to 2014 | 10 |
| Mining and Quarrying, all scheduled commercial banks | 2005 to 2014 | 10 |
| Mining and Quarrying, foreign banks | 2005 to 2014 | 10 |
| Mining and Quarrying, nationalised banks | 2005 to 2014 | 10 |
| Mining and Quarrying, new private banks | 2009 to 2012 | 4 |
| Mining and Quarrying, old private banks | 2009 to 2012 | 4 |
| Mining and Quarrying, other scheduled banks | 2005 to 2007 | 3 |
| Mining and Quarrying, private sector banks | 2008 to 2014 | 7 |
| Mining and Quarrying, public sector banks | 2008 to 2014 | 7 |
| Mining and Quarrying, regional rural banks | 2005 to 2014 | 10 |
| Mining and Quarrying, SBI | 2005 to 2014 | 10 |
| Other Small Scale Industries, all scheduled commercial banks | 2005 to 2006 | 2 |
| Other Small Scale Industries, foreign banks | 2005 to 2006 | 2 |
| Other Small Scale Industries, nationalised banks | 2005 to 2006 | 2 |
| Other Small Scale Industries, other scheduled banks | 2005 to 2006 | 2 |
| Other Small Scale Industries, regional rural banks | 2005 to 2006 | 2 |
| Other Small Scale Industries, SBI | 2005 to 2006 | 2 |
| Personal Loans, all scheduled commercial banks | 2005 to 2014 | 10 |
| Personal Loans, foreign banks | 2005 to 2014 | 10 |
| Personal Loans, nationalised banks | 2005 to 2014 | 10 |
| Personal Loans, new private banks | 2009 to 2012 | 4 |
| Personal Loans, old private banks | 2009 to 2012 | 4 |
| Personal Loans, other scheduled banks | 2005 to 2007 | 3 |
| Personal Loans, private sector banks | 2008 to 2014 | 7 |
| Personal Loans, public sector banks | 2008 to 2014 | 7 |
| Personal Loans, regional rural banks | 2005 to 2014 | 10 |
| Personal Loans, SBI | 2005 to 2014 | 10 |
| Professional and Other Services, all scheduled commercial banks | 2005 to 2014 | 10 |
| Professional and Other Services, foreign banks | 2005 to 2014 | 10 |
| Professional and Other Services, nationalised banks | 2005 to 2014 | 10 |
| Professional and Other Services, new private banks | 2009 to 2012 | 4 |
| Professional and Other Services, old private banks | 2009 to 2012 | 4 |
| Professional and Other Services, other scheduled banks | 2005 to 2007 | 3 |
| Professional and Other Services, private sector banks | 2008 to 2014 | 7 |
| Professional and Other Services, public sector banks | 2008 to 2014 | 7 |
| Professional and Other Services, regional rural banks | 2005 to 2014 | 10 |
| Professional and Other Services, SBI | 2005 to 2014 | 10 |
| Rest of the Personal Loans, all scheduled commercial banks | 2005 to 2014 | 10 |
| Rest of the Personal Loans, foreign banks | 2005 to 2014 | 10 |
| Rest of the Personal Loans, nationalised banks | 2005 to 2014 | 10 |
| Rest of the Personal Loans, new private banks | 2009 to 2012 | 4 |
| Rest of the Personal Loans, old private banks | 2009 to 2012 | 4 |
| Rest of the Personal Loans, other scheduled banks | 2005 to 2007 | 3 |
| Rest of the Personal Loans, private sector banks | 2008 to 2014 | 7 |
| Rest of the Personal Loans, public sector banks | 2008 to 2014 | 7 |
| Rest of the Personal Loans, regional rural banks | 2005 to 2014 | 10 |
| Rest of the Personal Loans, SBI | 2005 to 2014 | 10 |
| Retail Trade, all scheduled commercial banks | 2005 to 2014 | 10 |
| Retail Trade, foreign banks | 2005 to 2014 | 10 |
| Retail Trade, nationalised banks | 2005 to 2014 | 10 |
| Retail Trade, new private banks | 2009 to 2012 | 4 |
| Retail Trade, old private banks | 2009 to 2012 | 4 |
| Retail Trade, other scheduled banks | 2005 to 2007 | 3 |
| Retail Trade, private sector banks | 2008 to 2014 | 7 |
| Retail Trade, public sector banks | 2008 to 2014 | 7 |
| Retail Trade, regional rural banks | 2005 to 2014 | 10 |
| Retail Trade, SBI | 2005 to 2014 | 10 |
| Total Bank Credit, all scheduled commercial banks | 2005 to 2014 | 10 |
| Total Bank Credit, foreign banks | 2005 to 2014 | 10 |
| Total Bank Credit, nationalised banks | 2005 to 2014 | 10 |
| Total Bank Credit, new private banks | 2009 to 2012 | 4 |
| Total Bank Credit, old private banks | 2009 to 2012 | 4 |
| Total Bank Credit, other scheduled banks | 2005 to 2007 | 3 |
| Total Bank Credit, private sector banks | 2008 to 2014 | 7 |
| Total Bank Credit, public sector banks | 2008 to 2014 | 7 |
| Total Bank Credit, regional rural banks | 2005 to 2014 | 10 |
| Total Bank Credit, SBI | 2005 to 2014 | 10 |
| Trade, all scheduled commercial banks | 2005 to 2014 | 10 |
| Trade, foreign banks | 2005 to 2014 | 10 |
| Trade, nationalised banks | 2005 to 2014 | 10 |
| Trade, new private banks | 2009 to 2012 | 4 |
| Trade, old private banks | 2009 to 2012 | 4 |
| Trade, other scheduled banks | 2005 to 2007 | 3 |
| Trade, private sector banks | 2008 to 2014 | 7 |
| Trade, public sector banks | 2008 to 2014 | 7 |
| Trade, regional rural banks | 2005 to 2014 | 10 |
| Trade, SBI | 2005 to 2014 | 10 |
| Transport Operators, all scheduled commercial banks | 2005 to 2014 | 10 |
| Transport Operators, foreign banks | 2005 to 2014 | 10 |
| Transport Operators, nationalised banks | 2005 to 2014 | 10 |
| Transport Operators, new private banks | 2009 to 2012 | 4 |
| Transport Operators, old private banks | 2009 to 2012 | 4 |
| Transport Operators, other scheduled banks | 2005 to 2007 | 3 |
| Transport Operators, private sector banks | 2008 to 2014 | 7 |
| Transport Operators, public sector banks | 2008 to 2014 | 7 |
| Transport Operators, regional rural banks | 2005 to 2014 | 10 |
| Transport Operators, SBI | 2005 to 2014 | 10 |
| Weighted Average Deposit Rate, all scheduled commercial banks | 2005 to 2014 | 10 |
| Weighted Average Deposit Rate, foreign banks | 2005 to 2014 | 10 |
| Weighted Average Deposit Rate, nationalised banks | 2005 to 2014 | 10 |
| Weighted Average Deposit Rate, new private banks | 2009 to 2012 | 4 |
| Weighted Average Deposit Rate, old private banks | 2009 to 2012 | 4 |
| Weighted Average Deposit Rate, other scheduled banks | 2005 to 2007 | 3 |
| Weighted Average Deposit Rate, private sector banks | 2008 to 2014 | 7 |
| Weighted Average Deposit Rate, public sector banks | 2008 to 2014 | 7 |
| Weighted Average Deposit Rate, regional rural banks | 2005 to 2014 | 10 |
| Weighted Average Deposit Rate, SBI | 2005 to 2014 | 10 |
| Wholesale Trade, all scheduled commercial banks | 2005 to 2014 | 10 |
| Wholesale Trade, foreign banks | 2005 to 2014 | 10 |
| Wholesale Trade, nationalised banks | 2005 to 2014 | 10 |
| Wholesale Trade, new private banks | 2009 to 2012 | 4 |
| Wholesale Trade, old private banks | 2009 to 2012 | 4 |
| Wholesale Trade, other scheduled banks | 2005 to 2007 | 3 |
| Wholesale Trade, private sector banks | 2008 to 2014 | 7 |
| Wholesale Trade, public sector banks | 2008 to 2014 | 7 |
| Wholesale Trade, regional rural banks | 2005 to 2014 | 10 |
| Wholesale Trade, SBI | 2005 to 2014 | 10 |
Cite this data
Reserve Bank of India (via DBIE), compiled by Measure of India, “Weighted average lending rates and deposit rates of scheduled commercial banks by bank group and by occupation, each year (discontinued), base RBI DBIE report 735”, vintage 9 October 2026. measure.thisindianlife.today/data/credit-deep-walr-bank-groups/
The figures keep the terms of the agency that publishes them. Our compilation and layout are under CC BY 4.0.