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Data / Bank credit and money / credit-deep-sensitive-sectors-banks 499 series, 2005 to 2025Vintage 10 October 2026
Data file: Bank credit and money

Exposure of every scheduled commercial bank to the sensitive sectors (capital market, real estate, commodities), each year

499 series, annual, 2005 to 2025. Published by Reserve Bank of India (via DBIE).

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01

What the file holds

Exposure of every scheduled commercial bank to the sensitive sectors (capital market, real estate, commodities), each year.

RBI DBIE report 1088 (data provider DP1), read from the local Data Bank mirror, as published. One display unit kept (ACTUALS). Final figures where published, else provisional. Amounts in ₹ crore. Left out as printed in the wrong unit (Foreign banks, Ctbc bank co., ltd., Real Estate Sector on 2014-03-01; Foreign banks, Ctbc bank co., ltd., Total on 2014-03-01).

Revisions: Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.

Missing values are left empty, never zero. Every series with its latest value and trend, in the guide to bank credit and money.

02

The series

SeriesPublished valuesValues
Foreign banks, Ab bank limited, Real Estate Sector20051
Foreign banks, Ab bank limited, Total20051
Foreign banks, Abu dhabi commercial bank pjsc, Capital Market Sector2005 to 201612
Foreign banks, Abu dhabi commercial bank pjsc, Real Estate Sector2005 to 201915
Foreign banks, Abu dhabi commercial bank pjsc, Total2005 to 201915
Foreign banks, American express bank ltd, Capital Market Sector2005 to 20062
Foreign banks, American express bank ltd, Real Estate Sector2005 to 20073
Foreign banks, American express bank ltd, Total2005 to 20073
Foreign banks, American express banking corp., Capital Market Sector2018 to 20258
Foreign banks, American express banking corp., Real Estate Sector2018 to 20258
Foreign banks, American express banking corp., Total2018 to 20258
Foreign banks, Australia and new zealand banking group limited, Real Estate Sector2021 to 20222
Foreign banks, Australia and new zealand banking group limited, Total2021 to 20222
Foreign banks, Bank of america, national association, Capital Market Sector2005 to 202518
Foreign banks, Bank of america, national association, Real Estate Sector2007 to 201812
Foreign banks, Bank of america, national association, Total2005 to 202519
Foreign banks, BANK OF BAHRAIN and KUWAIT B.S.C., Capital Market Sector2010 to 202213
Foreign banks, BANK OF BAHRAIN and KUWAIT B.S.C., Real Estate Sector2005 to 202520
Foreign banks, BANK OF BAHRAIN and KUWAIT B.S.C., Total2005 to 202520
Foreign banks, Bank of ceylon, Real Estate Sector2005 to 202521
Foreign banks, Bank of ceylon, Total2005 to 202521
Foreign banks, Bank of nova scotia, Capital Market Sector2005 to 20082
Foreign banks, Bank of nova scotia, Real Estate Sector2005 to 202218
Foreign banks, Bank of nova scotia, Total2005 to 202218
Foreign banks, Barclays bank plc, Capital Market Sector2008 to 202518
Foreign banks, Barclays bank plc, Real Estate Sector2005 to 202521
Foreign banks, Barclays bank plc, Total2005 to 202521
Foreign banks, Bnp paribas, Capital Market Sector2005 to 202521
Foreign banks, Bnp paribas, Real Estate Sector2005 to 202521
Foreign banks, Bnp paribas, Total2005 to 202521
Foreign banks, Citibank n.a, Capital Market Sector2005 to 202521
Foreign banks, Citibank n.a, Real Estate Sector2005 to 202521
Foreign banks, Citibank n.a, Total2005 to 202521
Foreign banks, Commonwealth bank of australia, Real Estate Sector2014 to 20163
Foreign banks, Commonwealth bank of australia, Total2014 to 20163
Foreign banks, Cooperatieve rabobank u.a., Capital Market Sector2015 to 20173
Foreign banks, Cooperatieve rabobank u.a., Total2015 to 20173
Foreign banks, Credit agricole corporate and investment bank, Capital Market Sector2005 to 20174
Foreign banks, Credit agricole corporate and investment bank, Real Estate Sector2005 to 202515
Foreign banks, Credit agricole corporate and investment bank, Total2005 to 202516
Foreign banks, Credit suisse ag, Capital Market Sector2019 to 20245
Foreign banks, Credit suisse ag, Real Estate Sector2013 to 202411
Foreign banks, Credit suisse ag, Total2013 to 202412
Foreign banks, Ctbc bank co., ltd., Capital Market Sector2024 to 20252
Foreign banks, Ctbc bank co., ltd., Real Estate Sector2005 to 202519
Foreign banks, Ctbc bank co., ltd., Total2005 to 202519
Foreign banks, Dbs bank India limited, Capital Market Sector2011 to 202514
Foreign banks, Dbs bank India limited, Commodities2005 to 20084
Foreign banks, Dbs bank India limited, Real Estate Sector2006 to 202520
Foreign banks, Dbs bank India limited, Total2005 to 202521
Foreign banks, Deutsche bank ag, Capital Market Sector2005 to 202521
Foreign banks, Deutsche bank ag, Real Estate Sector2006 to 202520
Foreign banks, Deutsche bank ag, Total2005 to 202521
Foreign banks, Doha bank q.p.s.c., Capital Market Sector2021 to 20244
Foreign banks, Doha bank q.p.s.c., Real Estate Sector2017 to 20259
Foreign banks, Doha bank q.p.s.c., Total2017 to 20259
Foreign banks, Emirates nbd bank (p.j.s.c.), Real Estate Sector2019 to 20224
Foreign banks, Emirates nbd bank (p.j.s.c.), Total2019 to 20224
Foreign banks, First abu dhabi bank pjsc, Real Estate Sector2018 to 20258
Foreign banks, First abu dhabi bank pjsc, Total2018 to 20258
Foreign banks, Firstrand bank ltd, Real Estate Sector2016 to 20216
Foreign banks, Firstrand bank ltd, Total2016 to 20216
Foreign banks, Hongkong and shanghai banking corpn.ltd., Capital Market Sector2005 to 202218
Foreign banks, Hongkong and shanghai banking corpn.ltd., Real Estate Sector2005 to 202218
Foreign banks, Hongkong and shanghai banking corpn.ltd., Total2005 to 202218
Foreign banks, Hsbc bank oman s.a.o.g., Real Estate Sector2005 to 201511
Foreign banks, Hsbc bank oman s.a.o.g., Total2005 to 201511
Foreign banks, Industrial and commercial bank of china, Real Estate Sector2014 to 20174
Foreign banks, Industrial and commercial bank of china, Total2014 to 20174
Foreign banks, Industrial bank of korea, Real Estate Sector2023 to 20253
Foreign banks, Industrial bank of korea, Total2023 to 20253
Foreign banks, Jpmorgan chase bank national association, Capital Market Sector2011 to 202210
Foreign banks, Jpmorgan chase bank national association, Real Estate Sector2007 to 202518
Foreign banks, Jpmorgan chase bank national association, Total2007 to 202518
Foreign banks, Jsc vtb bank, Real Estate Sector2011 to 20176
Foreign banks, Jsc vtb bank, Total2011 to 20176
Foreign banks, Keb hana bank, Real Estate Sector2020 to 20256
Foreign banks, Keb hana bank, Total2020 to 20256
Foreign banks, Mashreq bank psc, Real Estate Sector2005 to 202516
Foreign banks, Mashreq bank psc, Total2005 to 202516
Foreign banks, Mizuho bank ltd, Capital Market Sector2017 to 20182
Foreign banks, Mizuho bank ltd, Real Estate Sector2008 to 202518
Foreign banks, Mizuho bank ltd, Total2008 to 202518
Foreign banks, Mufg bank, ltd., Capital Market Sector2005 to 20258
Foreign banks, Mufg bank, ltd., Real Estate Sector2005 to 202513
Foreign banks, Mufg bank, ltd., Total2005 to 202514
Foreign banks, Qatar national bank (q.p.s.c), Real Estate Sector2022 to 20254
Foreign banks, Qatar national bank (q.p.s.c), Total2022 to 20254
Foreign banks, Sberbank, Capital Market Sector2023 to 20253
Foreign banks, Sberbank, Total2023 to 20253
Foreign banks, Sbm bank (India) limited, Capital Market Sector2007 to 202514
Foreign banks, Sbm bank (India) limited, Real Estate Sector2005 to 202521
Foreign banks, Sbm bank (India) limited, Total2005 to 202521
Foreign banks, Shinhan bank, Real Estate Sector2008 to 202518
Foreign banks, Shinhan bank, Total2008 to 202518
Foreign banks, Societe generale, Capital Market Sector2005 to 202218
Foreign banks, Societe generale, Real Estate Sector2006 to 202511
Foreign banks, Societe generale, Total2005 to 202521
Foreign banks, Standard chartered bank, Capital Market Sector2005 to 202521
Foreign banks, Standard chartered bank, Real Estate Sector2005 to 202521
Foreign banks, Standard chartered bank, Total2005 to 202521
Foreign banks, Sumitomo mitsui banking corporation, Capital Market Sector2017 to 20259
Foreign banks, Sumitomo mitsui banking corporation, Real Estate Sector2015 to 202511
Foreign banks, Sumitomo mitsui banking corporation, Total2015 to 202511
Foreign banks, The hongkong and shanghai banking corporation limited, Capital Market Sector2023 to 20253
Foreign banks, The hongkong and shanghai banking corporation limited, Real Estate Sector2023 to 20253
Foreign banks, The hongkong and shanghai banking corporation limited, Total2023 to 20253
Foreign banks, The royal bank of scotland n.v., Capital Market Sector2010 to 20178
Foreign banks, The royal bank of scotland n.v., Real Estate Sector2010 to 20178
Foreign banks, The royal bank of scotland n.v., Total2010 to 20178
Foreign banks, The royal bank of scotland plc, Capital Market Sector2005 to 20095
Foreign banks, The royal bank of scotland plc, Real Estate Sector2005 to 20095
Foreign banks, The royal bank of scotland plc, Total2005 to 20095
Foreign banks, UBS AG, Capital Market Sector2012 to 20253
Foreign banks, UBS AG, Real Estate Sector2010 to 20134
Foreign banks, UBS AG, Total2010 to 20255
Foreign banks, United overseas bank ltd, Real Estate Sector2014 to 20239
Foreign banks, United overseas bank ltd, Total2014 to 20239
Foreign banks, Woori bank, Real Estate Sector2019 to 20246
Foreign banks, Woori bank, Total2019 to 20246
Nationalised banks, Allahabad bank, Capital Market Sector2005 to 201713
Nationalised banks, Allahabad bank, Real Estate Sector2005 to 201713
Nationalised banks, Allahabad bank, Total2005 to 201713
Nationalised banks, Andhra bank, Capital Market Sector2005 to 201713
Nationalised banks, Andhra bank, Real Estate Sector2005 to 201713
Nationalised banks, Andhra bank, Total2005 to 201713
Nationalised banks, Bank of baroda, Capital Market Sector2005 to 201713
Nationalised banks, Bank of baroda, Real Estate Sector2005 to 201713
Nationalised banks, Bank of baroda, Total2005 to 201713
Nationalised banks, Bank of India, Capital Market Sector2005 to 201713
Nationalised banks, Bank of India, Real Estate Sector2005 to 201713
Nationalised banks, Bank of India, Total2005 to 201713
Nationalised banks, Bank of maharashtra, Capital Market Sector2005 to 201713
Nationalised banks, Bank of maharashtra, Real Estate Sector2005 to 201713
Nationalised banks, Bank of maharashtra, Total2005 to 201713
Nationalised banks, Bharatiya mahila bank ltd., Capital Market Sector2015 to 20173
Nationalised banks, Bharatiya mahila bank ltd., Real Estate Sector2014 to 20174
Nationalised banks, Bharatiya mahila bank ltd., Total2014 to 20174
Nationalised banks, Canara bank, Capital Market Sector2005 to 201713
Nationalised banks, Canara bank, Real Estate Sector2005 to 201713
Nationalised banks, Canara bank, Total2005 to 201713
Nationalised banks, Central bank of India, Capital Market Sector2005 to 201713
Nationalised banks, Central bank of India, Real Estate Sector2005 to 201713
Nationalised banks, Central bank of India, Total2005 to 201713
Nationalised banks, Corporation bank, Capital Market Sector2005 to 201713
Nationalised banks, Corporation bank, Commodities2005 to 20084
Nationalised banks, Corporation bank, Real Estate Sector2005 to 201713
Nationalised banks, Corporation bank, Total2005 to 201713
Nationalised banks, Dena bank, Capital Market Sector2006 to 201712
Nationalised banks, Dena bank, Real Estate Sector2006 to 201712
Nationalised banks, Dena bank, Total2006 to 201712
Nationalised banks, IDBI bank limited, Capital Market Sector2009 to 201810
Nationalised banks, IDBI bank limited, Real Estate Sector2009 to 201810
Nationalised banks, IDBI bank limited, Total2009 to 201810
Nationalised banks, Indian bank, Capital Market Sector2005 to 201713
Nationalised banks, Indian bank, Real Estate Sector2005 to 201713
Nationalised banks, Indian bank, Total2005 to 201713
Nationalised banks, Indian overseas bank, Capital Market Sector2005 to 201713
Nationalised banks, Indian overseas bank, Real Estate Sector2005 to 201713
Nationalised banks, Indian overseas bank, Total2005 to 201713
Nationalised banks, Oriental bank of commerce, Capital Market Sector2005 to 201713
Nationalised banks, Oriental bank of commerce, Real Estate Sector2006 to 201712
Nationalised banks, Oriental bank of commerce, Total2005 to 201713
Nationalised banks, Punjab and sind bank, Capital Market Sector2005 to 201713
Nationalised banks, Punjab and sind bank, Commodities2005 to 20062
Nationalised banks, Punjab and sind bank, Real Estate Sector2005 to 201713
Nationalised banks, Punjab and sind bank, Total2005 to 201713
Nationalised banks, Punjab national bank, Capital Market Sector2006 to 201712
Nationalised banks, Punjab national bank, Real Estate Sector2006 to 201712
Nationalised banks, Punjab national bank, Total2006 to 201712
Nationalised banks, Syndicate bank, Capital Market Sector2005 to 201713
Nationalised banks, Syndicate bank, Real Estate Sector2005 to 201713
Nationalised banks, Syndicate bank, Total2005 to 201713
Nationalised banks, Uco bank, Capital Market Sector2005 to 201713
Nationalised banks, Uco bank, Commodities2005 to 20062
Nationalised banks, Uco bank, Real Estate Sector2005 to 201713
Nationalised banks, Uco bank, Total2005 to 201713
Nationalised banks, Union bank of India, Capital Market Sector2005 to 201713
Nationalised banks, Union bank of India, Real Estate Sector2005 to 201713
Nationalised banks, Union bank of India, Total2005 to 201713
Nationalised banks, United bank of India, Capital Market Sector2005 to 201713
Nationalised banks, United bank of India, Real Estate Sector2005 to 201713
Nationalised banks, United bank of India, Total2005 to 201713
Nationalised banks, Vijaya bank, Capital Market Sector2005 to 201713
Nationalised banks, Vijaya bank, Real Estate Sector2005 to 201713
Nationalised banks, Vijaya bank, Total2005 to 201713
New private sector banks, Axis bank limited, Capital Market Sector2005 to 201713
New private sector banks, Axis bank limited, Real Estate Sector2005 to 201713
New private sector banks, Axis bank limited, Total2005 to 201713
New private sector banks, Bandhan bank limited, Capital Market Sector2016 to 20172
New private sector banks, Bandhan bank limited, Real Estate Sector2016 to 20172
New private sector banks, Bandhan bank limited, Total2016 to 20172
New private sector banks, Bank of punjab limited, Capital Market Sector20051
New private sector banks, Bank of punjab limited, Commodities20051
New private sector banks, Bank of punjab limited, Real Estate Sector20051
New private sector banks, Bank of punjab limited, Total20051
New private sector banks, Centurion bank of punjab ltd., Capital Market Sector2005 to 20084
New private sector banks, Centurion bank of punjab ltd., Real Estate Sector2005 to 20084
New private sector banks, Centurion bank of punjab ltd., Total2005 to 20084
New private sector banks, Dcb bank limited, Capital Market Sector2005 to 201713
New private sector banks, Dcb bank limited, Real Estate Sector2005 to 201713
New private sector banks, Dcb bank limited, Total2005 to 201713
New private sector banks, Hdfc bank ltd., Capital Market Sector2005 to 201713
New private sector banks, Hdfc bank ltd., Real Estate Sector2005 to 201713
New private sector banks, Hdfc bank ltd., Total2005 to 201713
New private sector banks, Icici bank limited, Capital Market Sector2005 to 201713
New private sector banks, Icici bank limited, Commodities20051
New private sector banks, Icici bank limited, Real Estate Sector2005 to 201713
New private sector banks, Icici bank limited, Total2005 to 201713
New private sector banks, Idfc bank limited, Capital Market Sector2016 to 20172
New private sector banks, Idfc bank limited, Real Estate Sector2016 to 20172
New private sector banks, Idfc bank limited, Total2016 to 20172
New private sector banks, Indusind bank ltd, Capital Market Sector2005 to 201713
New private sector banks, Indusind bank ltd, Real Estate Sector2005 to 201713
New private sector banks, Indusind bank ltd, Total2005 to 201713
New private sector banks, Kotak mahindra bank ltd., Capital Market Sector2005 to 201713
New private sector banks, Kotak mahindra bank ltd., Real Estate Sector2005 to 201713
New private sector banks, Kotak mahindra bank ltd., Total2005 to 201713
New private sector banks, Yes bank ltd., Capital Market Sector2005 to 201713
New private sector banks, Yes bank ltd., Real Estate Sector2005 to 201713
New private sector banks, Yes bank ltd., Total2005 to 201713
Old private sector banks, Bank of rajasthan ltd, Capital Market Sector2005 to 20106
Old private sector banks, Bank of rajasthan ltd, Real Estate Sector2005 to 20106
Old private sector banks, Bank of rajasthan ltd, Total2005 to 20106
Old private sector banks, Bharat overseas bank ltd, Capital Market Sector2005 to 20062
Old private sector banks, Bharat overseas bank ltd, Real Estate Sector2005 to 20062
Old private sector banks, Bharat overseas bank ltd, Total2005 to 20062
Old private sector banks, City union bank limited, Capital Market Sector2005 to 201713
Old private sector banks, City union bank limited, Real Estate Sector2005 to 201713
Old private sector banks, City union bank limited, Total2005 to 201713
Old private sector banks, Csb bank limited, Capital Market Sector2005 to 201713
Old private sector banks, Csb bank limited, Real Estate Sector2005 to 201713
Old private sector banks, Csb bank limited, Total2005 to 201713
Old private sector banks, Dhanlaxmi bank limited, Capital Market Sector2005 to 202218
Old private sector banks, Dhanlaxmi bank limited, Real Estate Sector2005 to 202218
Old private sector banks, Dhanlaxmi bank limited, Total2005 to 202218
Old private sector banks, Federal bank ltd, Capital Market Sector2005 to 201713
Old private sector banks, Federal bank ltd, Real Estate Sector2005 to 201713
Old private sector banks, Federal bank ltd, Total2005 to 201713
Old private sector banks, Ganesh bank of kurundwad ltd, Capital Market Sector2005 to 20062
Old private sector banks, Ganesh bank of kurundwad ltd, Commodities2005 to 20062
Old private sector banks, Ganesh bank of kurundwad ltd, Real Estate Sector2005 to 20062
Old private sector banks, Ganesh bank of kurundwad ltd, Total2005 to 20062
Old private sector banks, Ing vysya bank ltd, Capital Market Sector2005 to 201511
Old private sector banks, Ing vysya bank ltd, Real Estate Sector2005 to 201511
Old private sector banks, Ing vysya bank ltd, Total2005 to 201511
Old private sector banks, JAMMU and KASHMIR BANK LTD, Capital Market Sector2005 to 201713
Old private sector banks, JAMMU and KASHMIR BANK LTD, Commodities2005 to 20095
Old private sector banks, JAMMU and KASHMIR BANK LTD, Real Estate Sector2005 to 201713
Old private sector banks, JAMMU and KASHMIR BANK LTD, Total2005 to 201713
Old private sector banks, Karnataka bank ltd, Capital Market Sector2005 to 201713
Old private sector banks, Karnataka bank ltd, Real Estate Sector2005 to 201713
Old private sector banks, Karnataka bank ltd, Total2005 to 201713
Old private sector banks, Karur vysya bank ltd, Capital Market Sector2005 to 201713
Old private sector banks, Karur vysya bank ltd, Real Estate Sector2005 to 201713
Old private sector banks, Karur vysya bank ltd, Total2005 to 201713
Old private sector banks, Lakshmi vilas bank ltd, Capital Market Sector2005 to 201713
Old private sector banks, Lakshmi vilas bank ltd, Real Estate Sector2005 to 201713
Old private sector banks, Lakshmi vilas bank ltd, Total2005 to 201713
Old private sector banks, Lord krishna bank ltd, Capital Market Sector2005 to 20073
Old private sector banks, Lord krishna bank ltd, Real Estate Sector2005 to 20073
Old private sector banks, Lord krishna bank ltd, Total2005 to 20073
Old private sector banks, Nainital bank ltd, Capital Market Sector2005 to 201410
Old private sector banks, Nainital bank ltd, Real Estate Sector2005 to 201713
Old private sector banks, Nainital bank ltd, Total2005 to 201713
Old private sector banks, Rbl bank ltd, Capital Market Sector2005 to 201713
Old private sector banks, Rbl bank ltd, Real Estate Sector2005 to 201713
Old private sector banks, Rbl bank ltd, Total2005 to 201713
Old private sector banks, Sangli bank ltd, Capital Market Sector2005 to 20073
Old private sector banks, Sangli bank ltd, Real Estate Sector2005 to 20073
Old private sector banks, Sangli bank ltd, Total2005 to 20073
Old private sector banks, SBI COMMERCIAL and INTERNATIONAL BANK LTD, Capital Market Sector2005 to 20117
Old private sector banks, SBI COMMERCIAL and INTERNATIONAL BANK LTD, Real Estate Sector2005 to 20117
Old private sector banks, SBI COMMERCIAL and INTERNATIONAL BANK LTD, Total2005 to 20117
Old private sector banks, South indian bank ltd, Capital Market Sector2005 to 201713
Old private sector banks, South indian bank ltd, Real Estate Sector2005 to 201713
Old private sector banks, South indian bank ltd, Total2005 to 201713
Old private sector banks, Tamilnad mercantile bank ltd, Capital Market Sector2005 to 201713
Old private sector banks, Tamilnad mercantile bank ltd, Real Estate Sector2005 to 201713
Old private sector banks, Tamilnad mercantile bank ltd, Total2005 to 201713
Old private sector banks, United western bank ltd, Capital Market Sector2005 to 20062
Old private sector banks, United western bank ltd, Real Estate Sector2005 to 20062
Old private sector banks, United western bank ltd, Total2005 to 20062
Payments banks, Fino payments bank limited, Capital Market Sector2023 to 20253
Payments banks, Fino payments bank limited, Total2023 to 20253
Payments banks, Paytm payments bank limited, Capital Market Sector20221
Payments banks, Paytm payments bank limited, Total20221
Private sector banks, Axis bank limited, Capital Market Sector2018 to 20258
Private sector banks, Axis bank limited, Real Estate Sector2018 to 20258
Private sector banks, Axis bank limited, Total2018 to 20258
Private sector banks, Bandhan bank limited, Capital Market Sector2018 to 20258
Private sector banks, Bandhan bank limited, Real Estate Sector2018 to 20258
Private sector banks, Bandhan bank limited, Total2018 to 20258
Private sector banks, City union bank limited, Capital Market Sector2018 to 20258
Private sector banks, City union bank limited, Real Estate Sector2018 to 20258
Private sector banks, City union bank limited, Total2018 to 20258
Private sector banks, Csb bank limited, Capital Market Sector2018 to 20258
Private sector banks, Csb bank limited, Real Estate Sector2018 to 20258
Private sector banks, Csb bank limited, Total2018 to 20258
Private sector banks, Dcb bank limited, Capital Market Sector2018 to 20258

The first 300 of 499 series. The JSON and CSV hold all of them, and the every-cut table lists each one.

03

Cite this data

Reserve Bank of India (via DBIE), compiled by Measure of India, “Exposure of every scheduled commercial bank to the sensitive sectors (capital market, real estate, commodities), each year”, vintage 10 October 2026. measure.thisindianlife.today/data/credit-deep-sensitive-sectors-banks/

The figures keep the terms of the agency that publishes them. Our compilation and layout are under CC BY 4.0.