Bad loans of co-operative banks: gross NPA ratios of urban co-operative banks and the rural co-operative tiers, every March since 1995, base RBI DBIE report 118
6 series, annual, 1995 to 2025. Published by Reserve Bank of India (via DBIE).
What the file holds
Bad loans of co-operative banks: gross NPA ratios of urban co-operative banks and the rural co-operative tiers, every March since 1995.
RBI DBIE report 118 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional.
Revisions: Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.
Missing values are left empty, never zero. Every series with its latest value and trend, in the guide to bank credit and money.
The series
| Series | Published values | Values |
|---|---|---|
| Long-term Structure NPA - PCARDBs(%) | 1995 to 2025 | 31 |
| Long-term Structure NPA - SCARDBs(%) | 1995 to 2025 | 31 |
| NPA of Urban Co-operative Banks (UCBs)(%) | 1995 to 2025 | 31 |
| Short-term Structure NPA - DCCBs(%) | 1995 to 2025 | 31 |
| Short-term Structure NPA - PACS(%) | 1995 to 2024 | 30 |
| Short-term Structure NPA - StCBs(%) | 1995 to 2025 | 31 |
Cite this data
Reserve Bank of India (via DBIE), compiled by Measure of India, “Bad loans of co-operative banks: gross NPA ratios of urban co-operative banks and the rural co-operative tiers, every March since 1995, base RBI DBIE report 118”, vintage 9 October 2026. measure.thisindianlife.today/data/credit-deep-cooperative-npa/
The figures keep the terms of the agency that publishes them. Our compilation and layout are under CC BY 4.0.